Hanson.xyz Dev
cf0debb970
- Currency inputs auto-format with thousand separators on input - Only allows numeric characters (strips letters, symbols, etc.) - .val() returns raw integer for calculations - Percentage inputs allow only numbers and one decimal point - Select all on focus for easy replacement - Maintains cursor position while typing - Real-time sync between down payment dollar and percent fields 🤖 Generated with [Claude Code](https://claude.com/claude-code) Co-Authored-By: Claude <noreply@anthropic.com>
179 lines
9.7 KiB
PHP
179 lines
9.7 KiB
PHP
<?php
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/**
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* Template Name: Mortgage Calculator
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* Template for the Mortgage Calculator resource page
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*
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* @package HomeProz
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*/
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// Prevent direct access
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if (!defined('ABSPATH')) {
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exit;
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}
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get_header();
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// Get hero content from ACF or defaults
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$hero_title = get_field('hero_title') ?: 'Mortgage Calculator';
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$hero_subtitle = get_field('hero_subtitle') ?: 'Estimate your monthly payment and see what you can afford';
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$hero_bg = get_field('hero_background');
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$has_bg_class = $hero_bg ? 'has-background' : '';
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$bg_style = $hero_bg ? 'style="background-image: url(' . esc_url($hero_bg) . ');"' : '';
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?>
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<main id="primary" class="site-main mortgage-calculator-main">
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<!-- Archive Hero -->
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<section class="archive-hero <?php echo esc_attr($has_bg_class); ?>" <?php echo $bg_style; ?>>
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<?php if ($hero_bg) : ?>
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<div class="archive-hero-overlay"></div>
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<?php endif; ?>
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<div class="container">
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<h1 class="archive-hero-title"><?php echo esc_html($hero_title); ?></h1>
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<?php if ($hero_subtitle) : ?>
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<p class="archive-hero-subtitle"><?php echo esc_html($hero_subtitle); ?></p>
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<?php endif; ?>
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</div>
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</section>
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<div class="container">
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<div class="mortgage-calculator-layout">
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<!-- Main Content -->
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<div class="mortgage-calculator-content">
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<!-- Calculator Widget -->
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<div class="calculator-widget">
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<form class="calculator-form" id="mortgage-calculator-form">
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<div class="calculator-inputs">
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<div class="input-group">
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<label for="home-price">Home Price</label>
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<div class="input-wrapper input-currency">
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<span class="input-prefix">$</span>
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<input type="text" id="home-price" name="home-price" value="250000" inputmode="numeric">
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</div>
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</div>
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<div class="input-group">
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<label for="down-payment">Down Payment</label>
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<div class="input-row">
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<div class="input-wrapper input-currency">
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<span class="input-prefix">$</span>
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<input type="text" id="down-payment" name="down-payment" value="50000" inputmode="numeric">
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</div>
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<div class="input-wrapper input-percent">
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<input type="text" id="down-payment-percent" name="down-payment-percent" value="20" inputmode="decimal">
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<span class="input-suffix">%</span>
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</div>
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</div>
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</div>
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<div class="input-group">
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<label for="loan-term">Loan Term</label>
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<div class="input-wrapper">
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<select id="loan-term" name="loan-term">
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<option value="30">30 years</option>
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<option value="20">20 years</option>
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<option value="15">15 years</option>
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<option value="10">10 years</option>
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</select>
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</div>
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</div>
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<div class="input-group">
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<label for="interest-rate">Interest Rate</label>
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<div class="input-wrapper input-percent">
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<input type="text" id="interest-rate" name="interest-rate" value="6.5" inputmode="decimal">
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<span class="input-suffix">%</span>
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</div>
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</div>
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</div>
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<div class="calculator-results">
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<div class="result-main">
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<span class="result-label">Estimated Monthly Payment</span>
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<span class="result-value" id="monthly-payment">$1,264</span>
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</div>
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<div class="result-breakdown">
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<div class="breakdown-item">
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<span class="breakdown-label">Principal & Interest</span>
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<span class="breakdown-value" id="principal-interest">$1,264</span>
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</div>
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<div class="breakdown-item">
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<span class="breakdown-label">Loan Amount</span>
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<span class="breakdown-value" id="loan-amount">$200,000</span>
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</div>
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<div class="breakdown-item">
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<span class="breakdown-label">Total Interest Paid</span>
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<span class="breakdown-value" id="total-interest">$255,089</span>
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</div>
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</div>
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</div>
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</form>
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</div>
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<!-- How to Use Section -->
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<section class="calculator-guide">
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<h2 class="section-title">How to Use This Calculator</h2>
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<div class="guide-content">
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<p>This calculator gives you a quick estimate of what your monthly mortgage payment might look like. Here's what each field means:</p>
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<ul class="guide-list">
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<li><strong>Home Price</strong> - The purchase price of the home you're considering.</li>
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<li><strong>Down Payment</strong> - The amount you'll pay upfront. A larger down payment means a smaller loan and lower monthly payments. Most conventional loans require at least 3-5% down, though 20% helps you avoid private mortgage insurance (PMI).</li>
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<li><strong>Loan Term</strong> - How long you'll take to repay the loan. A 30-year term has lower monthly payments but more total interest. A 15-year term has higher payments but saves significantly on interest.</li>
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<li><strong>Interest Rate</strong> - The annual rate charged by your lender. Rates vary based on your credit score, down payment, and market conditions. Check with local lenders for current rates.</li>
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</ul>
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</div>
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</section>
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<!-- Important Notes -->
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<section class="calculator-notes">
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<h2 class="section-title">Keep in Mind</h2>
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<div class="notes-content">
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<p>This calculator shows principal and interest only. Your actual monthly payment will likely include:</p>
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<ul class="notes-list">
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<li>Property taxes (varies by location)</li>
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<li>Homeowner's insurance</li>
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<li>Private mortgage insurance (PMI) if your down payment is less than 20%</li>
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<li>HOA fees if applicable</li>
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</ul>
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<p>For a complete picture of what you can afford, we recommend talking with a mortgage lender who can provide a detailed estimate based on your specific situation.</p>
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</div>
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</section>
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</div>
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<!-- Sidebar -->
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<aside class="mortgage-calculator-sidebar">
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<!-- Quick Tips Widget -->
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<div class="sidebar-widget tips-widget">
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<h3 class="widget-title">Quick Tips</h3>
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<ul class="tips-list">
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<li>Aim for a monthly payment that's no more than 28% of your gross monthly income.</li>
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<li>A higher credit score typically means a lower interest rate.</li>
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<li>Get pre-approved before house hunting to know your budget.</li>
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<li>Compare rates from multiple lenders to find the best deal.</li>
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</ul>
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</div>
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<!-- Need Help Widget -->
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<div class="sidebar-widget help-widget">
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<h3 class="widget-title">Need Help?</h3>
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<p class="help-text">Figuring out financing can feel overwhelming. We're happy to connect you with trusted local lenders or answer any questions about the home buying process.</p>
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<a href="<?php echo esc_url(home_url('/contact/')); ?>" class="btn btn-primary btn-block">Get in Touch</a>
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</div>
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<!-- Resources Widget -->
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<div class="sidebar-widget resources-widget">
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<h3 class="widget-title">More Resources</h3>
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<ul class="resource-links">
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<li><a href="<?php echo esc_url(home_url('/resources/buyers-guide/')); ?>">Buyer's Guide</a></li>
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<li><a href="<?php echo esc_url(home_url('/resources/moving-checklist/')); ?>">Moving Checklist</a></li>
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<li><a href="<?php echo esc_url(home_url('/resources/faq/')); ?>">FAQ</a></li>
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</ul>
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</div>
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</aside>
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</div>
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</div>
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</main>
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<?php
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get_footer();
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