Add mortgage calculator page with interactive widget
- Two-column layout matching property details page pattern - Real-time mortgage calculation with principal, interest, loan amount, and total interest - Input formatting with currency/percentage display - Down payment syncs between dollar amount and percentage - Sidebar with quick tips, help contact widget, and related resources - "How to Use" and "Keep in Mind" sections with practical guidance - Widget titles use Times New Roman 18px bold to match existing styles 🤖 Generated with [Claude Code](https://claude.com/claude-code) Co-Authored-By: Claude <noreply@anthropic.com>
This commit is contained in:
Hanson.xyz Dev
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<?php
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/**
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* Template Name: Mortgage Calculator
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* Template for the Mortgage Calculator resource page
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*
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* @package HomeProz
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*/
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// Prevent direct access
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if (!defined('ABSPATH')) {
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exit;
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}
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get_header();
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// Get hero content from ACF or defaults
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$hero_title = get_field('hero_title') ?: 'Mortgage Calculator';
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$hero_subtitle = get_field('hero_subtitle') ?: 'Estimate your monthly payment and see what you can afford';
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$hero_bg = get_field('hero_background');
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$has_bg_class = $hero_bg ? 'has-background' : '';
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$bg_style = $hero_bg ? 'style="background-image: url(' . esc_url($hero_bg) . ');"' : '';
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?>
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<main id="primary" class="site-main mortgage-calculator-main">
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<!-- Archive Hero -->
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<section class="archive-hero <?php echo esc_attr($has_bg_class); ?>" <?php echo $bg_style; ?>>
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<?php if ($hero_bg) : ?>
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<div class="archive-hero-overlay"></div>
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<?php endif; ?>
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<div class="container">
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<h1 class="archive-hero-title"><?php echo esc_html($hero_title); ?></h1>
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<?php if ($hero_subtitle) : ?>
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<p class="archive-hero-subtitle"><?php echo esc_html($hero_subtitle); ?></p>
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<?php endif; ?>
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</div>
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</section>
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<div class="container">
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<div class="mortgage-calculator-layout">
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<!-- Main Content -->
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<div class="mortgage-calculator-content">
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<!-- Calculator Widget -->
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<div class="calculator-widget">
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<form class="calculator-form" id="mortgage-calculator-form">
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<div class="calculator-inputs">
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<div class="input-group">
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<label for="home-price">Home Price</label>
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<div class="input-wrapper input-currency">
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<span class="input-prefix">$</span>
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<input type="text" id="home-price" name="home-price" value="250,000" inputmode="numeric">
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</div>
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</div>
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<div class="input-group">
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<label for="down-payment">Down Payment</label>
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<div class="input-row">
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<div class="input-wrapper input-currency">
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<span class="input-prefix">$</span>
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<input type="text" id="down-payment" name="down-payment" value="50,000" inputmode="numeric">
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</div>
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<div class="input-wrapper input-percent">
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<input type="text" id="down-payment-percent" name="down-payment-percent" value="20" inputmode="decimal">
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<span class="input-suffix">%</span>
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</div>
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</div>
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</div>
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<div class="input-group">
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<label for="loan-term">Loan Term</label>
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<div class="input-wrapper">
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<select id="loan-term" name="loan-term">
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<option value="30">30 years</option>
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<option value="20">20 years</option>
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<option value="15">15 years</option>
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<option value="10">10 years</option>
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</select>
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</div>
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</div>
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<div class="input-group">
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<label for="interest-rate">Interest Rate</label>
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<div class="input-wrapper input-percent">
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<input type="text" id="interest-rate" name="interest-rate" value="6.5" inputmode="decimal">
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<span class="input-suffix">%</span>
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</div>
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</div>
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</div>
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<div class="calculator-results">
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<div class="result-main">
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<span class="result-label">Estimated Monthly Payment</span>
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<span class="result-value" id="monthly-payment">$1,264</span>
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</div>
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<div class="result-breakdown">
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<div class="breakdown-item">
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<span class="breakdown-label">Principal & Interest</span>
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<span class="breakdown-value" id="principal-interest">$1,264</span>
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</div>
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<div class="breakdown-item">
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<span class="breakdown-label">Loan Amount</span>
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<span class="breakdown-value" id="loan-amount">$200,000</span>
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</div>
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<div class="breakdown-item">
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<span class="breakdown-label">Total Interest Paid</span>
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<span class="breakdown-value" id="total-interest">$255,089</span>
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</div>
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</div>
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</div>
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</form>
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</div>
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<!-- How to Use Section -->
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<section class="calculator-guide">
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<h2 class="section-title">How to Use This Calculator</h2>
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<div class="guide-content">
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<p>This calculator gives you a quick estimate of what your monthly mortgage payment might look like. Here's what each field means:</p>
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<ul class="guide-list">
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<li><strong>Home Price</strong> - The purchase price of the home you're considering.</li>
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<li><strong>Down Payment</strong> - The amount you'll pay upfront. A larger down payment means a smaller loan and lower monthly payments. Most conventional loans require at least 3-5% down, though 20% helps you avoid private mortgage insurance (PMI).</li>
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<li><strong>Loan Term</strong> - How long you'll take to repay the loan. A 30-year term has lower monthly payments but more total interest. A 15-year term has higher payments but saves significantly on interest.</li>
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<li><strong>Interest Rate</strong> - The annual rate charged by your lender. Rates vary based on your credit score, down payment, and market conditions. Check with local lenders for current rates.</li>
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</ul>
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</div>
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</section>
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<!-- Important Notes -->
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<section class="calculator-notes">
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<h2 class="section-title">Keep in Mind</h2>
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<div class="notes-content">
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<p>This calculator shows principal and interest only. Your actual monthly payment will likely include:</p>
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<ul class="notes-list">
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<li>Property taxes (varies by location)</li>
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<li>Homeowner's insurance</li>
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<li>Private mortgage insurance (PMI) if your down payment is less than 20%</li>
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<li>HOA fees if applicable</li>
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</ul>
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<p>For a complete picture of what you can afford, we recommend talking with a mortgage lender who can provide a detailed estimate based on your specific situation.</p>
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</div>
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</section>
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</div>
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<!-- Sidebar -->
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<aside class="mortgage-calculator-sidebar">
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<!-- Quick Tips Widget -->
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<div class="sidebar-widget tips-widget">
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<h3 class="widget-title">Quick Tips</h3>
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<ul class="tips-list">
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<li>Aim for a monthly payment that's no more than 28% of your gross monthly income.</li>
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<li>A higher credit score typically means a lower interest rate.</li>
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<li>Get pre-approved before house hunting to know your budget.</li>
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<li>Compare rates from multiple lenders to find the best deal.</li>
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</ul>
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</div>
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<!-- Need Help Widget -->
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<div class="sidebar-widget help-widget">
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<h3 class="widget-title">Need Help?</h3>
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<p class="help-text">Figuring out financing can feel overwhelming. We're happy to connect you with trusted local lenders or answer any questions about the home buying process.</p>
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<a href="<?php echo esc_url(home_url('/contact/')); ?>" class="btn btn-primary btn-block">Get in Touch</a>
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</div>
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<!-- Resources Widget -->
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<div class="sidebar-widget resources-widget">
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<h3 class="widget-title">More Resources</h3>
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<ul class="resource-links">
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<li><a href="<?php echo esc_url(home_url('/resources/buyers-guide/')); ?>">Buyer's Guide</a></li>
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<li><a href="<?php echo esc_url(home_url('/resources/moving-checklist/')); ?>">Moving Checklist</a></li>
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<li><a href="<?php echo esc_url(home_url('/resources/faq/')); ?>">FAQ</a></li>
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</ul>
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</div>
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</aside>
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</div>
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</div>
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</main>
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<?php
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get_footer();
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@@ -11,6 +11,7 @@ import '../template-parts/header/navigation.js';
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import '../template-parts/components/hero-section.js';
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import '../template-parts/property/property-filters.js';
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import '../template-parts/property/property-gallery.js';
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import '../template-parts/content/content-mortgage-calculator.js';
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(function($) {
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'use strict';
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@import '../template-parts/content/content-templates.scss';
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@import '../template-parts/content/content-communities.scss';
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@import '../template-parts/content/content-resources.scss';
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@import '../template-parts/content/content-mortgage-calculator.scss';
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@import '../template-parts/property/property-card.scss';
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@import '../template-parts/property/property-filters.scss';
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@import '../template-parts/property/property-gallery.scss';
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/**
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* Mortgage Calculator JavaScript
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*
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* @package HomeProz
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*/
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(function($) {
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'use strict';
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if (!$('.mortgage-calculator-main').length) return;
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var MortgageCalculator = {
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init: function() {
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this.$form = $('#mortgage-calculator-form');
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this.$homePrice = $('#home-price');
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this.$downPayment = $('#down-payment');
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this.$downPaymentPercent = $('#down-payment-percent');
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this.$loanTerm = $('#loan-term');
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this.$interestRate = $('#interest-rate');
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this.$monthlyPayment = $('#monthly-payment');
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this.$principalInterest = $('#principal-interest');
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this.$loanAmount = $('#loan-amount');
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this.$totalInterest = $('#total-interest');
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this.bindEvents();
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this.calculate();
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},
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bindEvents: function() {
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var self = this;
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// Format inputs on blur
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this.$homePrice.on('blur', function() {
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self.formatCurrency($(this));
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self.syncDownPaymentFromPercent();
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self.calculate();
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});
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this.$downPayment.on('blur', function() {
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self.formatCurrency($(this));
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self.syncDownPaymentPercent();
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self.calculate();
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});
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this.$downPaymentPercent.on('blur', function() {
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self.syncDownPaymentFromPercent();
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self.calculate();
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});
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this.$interestRate.on('blur', function() {
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self.calculate();
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});
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this.$loanTerm.on('change', function() {
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self.calculate();
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});
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// Calculate on input (debounced)
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var debounceTimer;
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this.$form.find('input').on('input', function() {
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clearTimeout(debounceTimer);
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debounceTimer = setTimeout(function() {
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self.calculate();
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}, 300);
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});
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// Prevent form submission
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this.$form.on('submit', function(e) {
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e.preventDefault();
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});
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},
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parseNumber: function(value) {
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if (typeof value === 'number') return value;
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return parseFloat(value.replace(/[^0-9.-]/g, '')) || 0;
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},
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formatCurrency: function($input) {
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var value = this.parseNumber($input.val());
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if (value > 0) {
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$input.val(value.toLocaleString('en-US', { maximumFractionDigits: 0 }));
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}
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},
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formatCurrencyDisplay: function(value) {
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return '$' + value.toLocaleString('en-US', { maximumFractionDigits: 0 });
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},
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syncDownPaymentPercent: function() {
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var homePrice = this.parseNumber(this.$homePrice.val());
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var downPayment = this.parseNumber(this.$downPayment.val());
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if (homePrice > 0) {
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var percent = (downPayment / homePrice) * 100;
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this.$downPaymentPercent.val(percent.toFixed(1));
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}
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},
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syncDownPaymentFromPercent: function() {
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var homePrice = this.parseNumber(this.$homePrice.val());
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var percent = this.parseNumber(this.$downPaymentPercent.val());
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if (homePrice > 0 && percent >= 0) {
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var downPayment = (homePrice * percent) / 100;
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this.$downPayment.val(downPayment.toLocaleString('en-US', { maximumFractionDigits: 0 }));
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}
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},
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calculate: function() {
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var homePrice = this.parseNumber(this.$homePrice.val());
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var downPayment = this.parseNumber(this.$downPayment.val());
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var loanTerm = parseInt(this.$loanTerm.val(), 10);
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var annualRate = this.parseNumber(this.$interestRate.val());
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// Calculate loan amount
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var loanAmount = homePrice - downPayment;
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if (loanAmount < 0) loanAmount = 0;
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// Calculate monthly payment using amortization formula
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var monthlyRate = (annualRate / 100) / 12;
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var numPayments = loanTerm * 12;
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var monthlyPayment = 0;
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var totalInterest = 0;
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if (loanAmount > 0 && monthlyRate > 0 && numPayments > 0) {
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// M = P * [r(1+r)^n] / [(1+r)^n - 1]
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var compoundedRate = Math.pow(1 + monthlyRate, numPayments);
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monthlyPayment = loanAmount * (monthlyRate * compoundedRate) / (compoundedRate - 1);
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totalInterest = (monthlyPayment * numPayments) - loanAmount;
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} else if (loanAmount > 0 && monthlyRate === 0) {
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// 0% interest rate
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monthlyPayment = loanAmount / numPayments;
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totalInterest = 0;
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}
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// Update display
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this.$monthlyPayment.text(this.formatCurrencyDisplay(Math.round(monthlyPayment)));
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this.$principalInterest.text(this.formatCurrencyDisplay(Math.round(monthlyPayment)));
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this.$loanAmount.text(this.formatCurrencyDisplay(Math.round(loanAmount)));
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this.$totalInterest.text(this.formatCurrencyDisplay(Math.round(totalInterest)));
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}
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};
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$(document).ready(function() {
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MortgageCalculator.init();
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});
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})(jQuery);
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/**
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* Mortgage Calculator Page Styles
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*
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* @package HomeProz
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*/
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// Main Layout
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.mortgage-calculator-main {
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padding-bottom: 4rem;
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}
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.mortgage-calculator-layout {
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display: grid;
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grid-template-columns: 1fr;
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gap: 2rem;
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padding-top: 2rem;
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@media (min-width: 1024px) {
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grid-template-columns: 1fr 350px;
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gap: 3rem;
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}
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}
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// Calculator Widget
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.calculator-widget {
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background-color: var(--color-bg-card);
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border-radius: 0.5rem;
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padding: 2rem;
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margin-bottom: 2rem;
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@media (max-width: 640px) {
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padding: 1.5rem;
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}
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}
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.calculator-form {
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display: flex;
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flex-direction: column;
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gap: 2rem;
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@media (min-width: 768px) {
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flex-direction: row;
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gap: 3rem;
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}
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}
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.calculator-inputs {
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flex: 1;
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display: flex;
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flex-direction: column;
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gap: 1.25rem;
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}
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.input-group {
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label {
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display: block;
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font-family: 'Times New Roman', Times, serif;
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font-size: 0.875rem;
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font-weight: 700;
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color: var(--color-text);
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margin-bottom: 0.5rem;
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}
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}
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.input-row {
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display: flex;
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gap: 0.75rem;
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.input-currency {
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flex: 2;
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}
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.input-percent {
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flex: 1;
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min-width: 80px;
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}
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}
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.input-wrapper {
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position: relative;
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display: flex;
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align-items: center;
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input,
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select {
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width: 100%;
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padding: 0.75rem 1rem;
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background-color: var(--color-bg-dark);
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border: 1px solid var(--color-border);
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border-radius: 0.25rem;
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color: var(--color-text);
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font-size: 1rem;
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font-family: inherit;
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&:focus {
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outline: none;
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border-color: var(--color-accent);
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}
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}
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select {
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appearance: none;
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background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%23B0B0B0' stroke-width='2'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
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background-repeat: no-repeat;
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background-position: right 0.75rem center;
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padding-right: 2.5rem;
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cursor: pointer;
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}
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&.input-currency {
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input {
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padding-left: 1.75rem;
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}
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.input-prefix {
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position: absolute;
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left: 0.75rem;
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color: var(--color-text-muted);
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pointer-events: none;
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}
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}
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&.input-percent {
|
||||
input {
|
||||
padding-right: 2rem;
|
||||
}
|
||||
|
||||
.input-suffix {
|
||||
position: absolute;
|
||||
right: 0.75rem;
|
||||
color: var(--color-text-muted);
|
||||
pointer-events: none;
|
||||
}
|
||||
}
|
||||
}
|
||||
|
||||
// Calculator Results
|
||||
.calculator-results {
|
||||
flex: 1;
|
||||
display: flex;
|
||||
flex-direction: column;
|
||||
justify-content: center;
|
||||
|
||||
@media (min-width: 768px) {
|
||||
padding-left: 2rem;
|
||||
border-left: 1px solid var(--color-border);
|
||||
}
|
||||
|
||||
@media (max-width: 767px) {
|
||||
padding-top: 1.5rem;
|
||||
border-top: 1px solid var(--color-border);
|
||||
}
|
||||
}
|
||||
|
||||
.result-main {
|
||||
text-align: center;
|
||||
margin-bottom: 1.5rem;
|
||||
|
||||
.result-label {
|
||||
display: block;
|
||||
font-size: 0.875rem;
|
||||
color: var(--color-text-muted);
|
||||
margin-bottom: 0.5rem;
|
||||
}
|
||||
|
||||
.result-value {
|
||||
display: block;
|
||||
font-family: var(--font-display);
|
||||
font-size: 2.5rem;
|
||||
color: var(--color-accent-light);
|
||||
line-height: 1.2;
|
||||
|
||||
@media (max-width: 640px) {
|
||||
font-size: 2rem;
|
||||
}
|
||||
}
|
||||
}
|
||||
|
||||
.result-breakdown {
|
||||
display: flex;
|
||||
flex-direction: column;
|
||||
gap: 0.75rem;
|
||||
}
|
||||
|
||||
.breakdown-item {
|
||||
display: flex;
|
||||
justify-content: space-between;
|
||||
align-items: center;
|
||||
padding: 0.5rem 0;
|
||||
border-bottom: 1px solid var(--color-border);
|
||||
|
||||
&:last-child {
|
||||
border-bottom: none;
|
||||
}
|
||||
|
||||
.breakdown-label {
|
||||
font-size: 0.875rem;
|
||||
color: var(--color-text-muted);
|
||||
}
|
||||
|
||||
.breakdown-value {
|
||||
font-size: 0.9375rem;
|
||||
font-weight: 600;
|
||||
color: var(--color-text);
|
||||
}
|
||||
}
|
||||
|
||||
// Section Title (reuse from property page pattern)
|
||||
.calculator-guide,
|
||||
.calculator-notes {
|
||||
margin-bottom: 2rem;
|
||||
|
||||
.section-title {
|
||||
font-size: 1.25rem;
|
||||
margin-bottom: 1.25rem;
|
||||
padding-bottom: 0.75rem;
|
||||
border-bottom: 1px solid var(--color-border);
|
||||
}
|
||||
}
|
||||
|
||||
.guide-content,
|
||||
.notes-content {
|
||||
p {
|
||||
color: var(--color-text-muted);
|
||||
line-height: 1.7;
|
||||
margin-bottom: 1rem;
|
||||
}
|
||||
}
|
||||
|
||||
.guide-list,
|
||||
.notes-list {
|
||||
list-style: none;
|
||||
margin: 0;
|
||||
padding: 0;
|
||||
|
||||
li {
|
||||
position: relative;
|
||||
padding-left: 1.5rem;
|
||||
margin-bottom: 0.75rem;
|
||||
color: var(--color-text-muted);
|
||||
line-height: 1.6;
|
||||
|
||||
&::before {
|
||||
content: '';
|
||||
position: absolute;
|
||||
left: 0;
|
||||
top: 0.5rem;
|
||||
width: 6px;
|
||||
height: 6px;
|
||||
background-color: var(--color-accent);
|
||||
border-radius: 50%;
|
||||
}
|
||||
|
||||
strong {
|
||||
color: var(--color-text);
|
||||
}
|
||||
}
|
||||
}
|
||||
|
||||
// Sidebar
|
||||
.mortgage-calculator-sidebar {
|
||||
display: flex;
|
||||
flex-direction: column;
|
||||
gap: 1.5rem;
|
||||
|
||||
@media (min-width: 1024px) {
|
||||
align-self: start;
|
||||
}
|
||||
}
|
||||
|
||||
// Sidebar Widgets (reuse patterns from property page)
|
||||
.mortgage-calculator-sidebar .sidebar-widget {
|
||||
background-color: var(--color-bg-card);
|
||||
border-radius: 0.5rem;
|
||||
padding: 1.5rem;
|
||||
}
|
||||
|
||||
.mortgage-calculator-sidebar .widget-title {
|
||||
font-family: 'Times New Roman', Times, serif;
|
||||
font-size: 18px;
|
||||
font-weight: 700;
|
||||
margin-bottom: 1rem;
|
||||
padding-bottom: 0.75rem;
|
||||
border-bottom: 1px solid var(--color-border);
|
||||
}
|
||||
|
||||
// Tips Widget
|
||||
.tips-list {
|
||||
list-style: none;
|
||||
margin: 0;
|
||||
padding: 0;
|
||||
|
||||
li {
|
||||
position: relative;
|
||||
padding-left: 1.25rem;
|
||||
margin-bottom: 0.875rem;
|
||||
font-size: 0.9375rem;
|
||||
color: var(--color-text-muted);
|
||||
line-height: 1.5;
|
||||
|
||||
&::before {
|
||||
content: '';
|
||||
position: absolute;
|
||||
left: 0;
|
||||
top: 0.5rem;
|
||||
width: 5px;
|
||||
height: 5px;
|
||||
background-color: var(--color-accent);
|
||||
border-radius: 50%;
|
||||
}
|
||||
|
||||
&:last-child {
|
||||
margin-bottom: 0;
|
||||
}
|
||||
}
|
||||
}
|
||||
|
||||
// Help Widget
|
||||
.help-text {
|
||||
font-size: 0.9375rem;
|
||||
color: var(--color-text-muted);
|
||||
line-height: 1.6;
|
||||
margin-bottom: 1.25rem;
|
||||
}
|
||||
|
||||
.btn-block {
|
||||
display: block;
|
||||
width: 100%;
|
||||
text-align: center;
|
||||
}
|
||||
|
||||
// Resources Widget
|
||||
.resource-links {
|
||||
list-style: none;
|
||||
margin: 0;
|
||||
padding: 0;
|
||||
|
||||
li {
|
||||
margin-bottom: 0.625rem;
|
||||
|
||||
&:last-child {
|
||||
margin-bottom: 0;
|
||||
}
|
||||
}
|
||||
|
||||
a {
|
||||
color: var(--color-text-muted);
|
||||
font-size: 0.9375rem;
|
||||
text-decoration: none;
|
||||
|
||||
&:hover {
|
||||
color: var(--color-accent-light);
|
||||
}
|
||||
}
|
||||
}
|
||||
Reference in New Issue
Block a user